Treatment Cost-Quick Links

Our goal at Reproductive Care Associates, PC (RCA), Reproductive Care Center, PC (RCC) and Reproductive Care, PC (RC) fertility clinic is to give you the best service at the lowest price available.  We want to make it possible for you to receive the fertility treatment you need to become pregnant.  Infertility treatment can be more affordable than you may think and if you really want to become pregnant then we have ways to help you.

We believe that our services are competitively priced. If you have questions regarding our charges or the billing process, please feel free to contact our billing department. If you  believe that you can obtain a similar service from similarly highly qualified nursing, lab staff or physicians in the United States, our office administrator would be happy to review and discuss any written quote (that includes an appropriate description of the services that are included or excluded) to help you compare the cost of services. We will try to match any legitimate quote for similar services.

Reproductive Care Associates, PC (RCA - Tax ID 87-0558673) is a preferred provider for many insurance companies. Initial consults, follow-up consultations, diagnostic infertility testing (does not include semen analysis or Kruger strict morphology testing, in-vitro fertilization services, donor egg, embryology services, or embryo and semen storage - those services are provided and billed by RCC). Insurance will be billed if appropriate (a co-pay may be required) through this corporation. We currently are preferred providers with Aetna, Beechstreet, Blue Cross/Blue Shield & its affiliates (Healthwise & Value Care), Cigna, CCN, Coventry Health Workers Compensation, Coventry National Network, DMBA, Educators Mutual, First Health, Humana, Multiplan Network, PCHS, PEHP, Advantage and Preferred (but not Summit), Private HealthCare Systems, SelectHealth (Select Care, Select Care Plus, Select Health Plus, Select Choice Premier [we are not currently preferred providers for Select Med, Select Med Plus or Select Value]), Tall Tree Administrators, Tri-Care, Tri-West, Unicare, and United Healthcare. Please check your fertility benefits with your insurance provider – most insurance companies provide coverage for evaluation but many do not provide coverage for treatment. If we are not a provider for your particular plan, please contact the billing office regarding our current plan to add your insurance carrier to our list. We will make every effort possible to become a preferred provider with your insurance company.

Reproductive Care Center, PC (RCC - Tax Id 87-0679784)  provides advanced reproductive care such as in vitro fertilization (IVF), donor egg, gestational surrogacy, and embryology and andrology services (semen analysis) with Kruger strict morphology and semen preparation for insemination). RCC currently is a preferred provider with Aetna, Blue Cross/Blue Shield (Utah), and United Healthcare for these advanced services. We are currently evaluating other insurance company’s reimbursement for these advanced services and hope to be able to provide more insurance options in the future. If your plan covers advanced services like IVF and we are not a preferred provider, please contact our business office staff to see what options we might have available for you.

Reproductive Care, PC (RC)  provides a 100% IVF Money Back Guarantee financing and payment option for in vitro fertilization and donor egg services. It also provides multiple cycle discount packages for IVF. There are no insurance companies that we are aware of currently that will pay for 100% IVF Money Back Guarantee contracts.

Our mission is to assist as many couples as possible achieve their fertility goals.

Once you have scheduled your appointment with our Scheduling department they will assign you a username and password for your access to the patient portal. Completing the patient portal questionnaire and obtaining all pertinent medical records in advance will allow our physicians to have access to all your records prior to your arrival. This will enable us to provide the best advice possible for your particular medical situation during your initial consultation.

If you do not have insurance coverage, please inquire about our pre-paid cash discount for the initial visit with one of our board certified fertility specialists (range from $142-$333). A limited number of free consults are available to couples who have a combined income of less than $45,000/year and limited assets. Please complete the appropriate application (see below under income based discounts) and submit it to our office manager, Michele Richards, for review and approval.

Initial consults are available by phone ($130 cash pre-paid fee must be paid by credit card at the time of scheduling). Insurance does not pay for phone consults but this can be very cost effective, especially for those who live several hours away.

One of our infertility specialists is usually available for initial consultation within one week of your request (if not you will receive a coupon for credit equivalent to the pre-paid cash value of the consult that can be applied to the cost of the consult if you are self pay or if you have insurance it can be applied to future uncovered services).

2. Follow-up appointments and consultations at our infertility clinic.We are usually available for follow-up consultations within 1 week.  At the follow-up visit we try to provide patients with as much information as possible regarding diagnostic test results they have completed, specific treatment options recommended and when appropriate their updated fertility prognosis. Many insurance companies will pay for the follow-up consults and appointments (co-pay may be required).

The fee for follow-up in-office appointments varies from $80 - $254 (a prepaid cash discount price of $60 - $190 is available) depending on several variables including the complexity of the discussion, the amount of time spent with the patient and time spent reviewing records. Income based discounts are available - see below for further information and application.

If applicable, please ensure that all recommended tests have been completed and then allow 1-2 weeks for the reports to be available prior to the follow-up visit. This will enable us to provide the best advice possible for your particular medical situation.

Follow-up visits are available by phone (cost $53-$159 and require payment by credit card at the time of scheduling). There is usually no charge to answer a simple question ( if less than 2-3 minutes). Insurance does not pay for phone consults or follow-up discussions by phone but this can still be very cost effective for the patient, especially those who live several hours away. Please call the office regarding current fees.

We respect and value your time and strive to see patients in a timely manner. We will try to notify you of any delays in the schedule. If we are unable to see you within 20 minutes of the time of your scheduled appointment, we will provide a $50 coupon for future credit for any uncovered services.

3. Insurance.Our billing staff will be happy to evaluate your situation, and work with your insurance company as applicable. Many insurance companies in the Utah area cover the initial evaluation and diagnostic testing. We will be happy to bill your insurance company for services when appropriate. Regretfully, many insurance plans in the Utah region do not cover infertility treatments such as intrauterine insemination or in-vitro fertilization but our office will be happy to work with you to determine your best options. Please see the information about Reproductive Care Associates, PC (RCA), Reproductive Care Center, PC (RCC) and Reproductive Care, PC (RC) above as there are differences in the insurance preferred provider status for these different corporations.

All Tri-Care and Tri-West patients must have a referral on file before an appointment will be scheduled. Please have the appropriate form completed and faxed into our office. See: http://www.triwest.com.

Insurance assistance can also be obtained through a service called Fertility LifeLines.  They will personally call your insurance company to verify your benefits for both infertility treatments and medications. Call 1-866-Lets Try or 1-866-538-7879 Monday - Friday 8 am - 12 am EST and Saturday and Sunday 8 am - 6 pm EST. See www.fertilitylifelines.com

4. Fee for service option. This is available for any of our services. Payment is expected at the time that services are provided. We accept cash, money orders, checks with current information, and most credit cards.

5. Credit Cards. We accept most credit cards as payment for services up to $1,000. The cards we accept include VISA, MasterCard, Discover, and American Express and HSA debit cards. Please email Financing@FertilityDr.com if you need assistance with financing IVF treatment options.

6. 100% IVF Money Back Guarantee. Due to the unique nature of infertility treatment and the obvious and easily definable endpoint (delivery of a baby), we offer a 100% money back guarantee plan for IVF treatment for couples that qualify. We have designed the program so that more than 90% of our patients who need IVF can qualify for participation. It includes up to 8 treatment cycles (4 fresh and 4 frozen). Please call our billing office for current estimated pricing. Additional premiums may apply in certain circumstances. It does not cover the cost of medications or anesthesia services. Our fees for the IVF procedures will be 100% refunded if you complete the program and do not deliver a baby. Please review the contract information with the billing staff for further details. A 100% IVF Money Back Guarantee program is also available for patients using an egg donor that includes up to 8 treatment cycles (4 fresh and 4 frozen). Please call the billing office for details. Currently more than 90% of our patients who participate in the 100% IVF Money Back Guarantee program successfully deliver a baby.For more information about the 100% IVF Money Back Guarantee, please e-mail Billing@FertilityDr.com

7. Global Single Fresh Conventional IVF Cycle package. We offer very competitive global discounted fee for service like in-vitro fertilization (IVF) and an egg donor cycle if the treatment cycle fee is paid in advance. We plan to provide a global fee package for other treatments such as intrauterine insemination (IUI) options in the near future.

Global Single Fresh Lower Cost Lower Stimulation Cycle package. We now offer a lower cost, lower stimulation IVF option for $4,995 if the treatment cycle fee is paid in advance. If extra monitoring is required or more than 4 oocytes are retrieved then additional fees may apply. This protocol requires much less monitoring and significantly less medication (lower cost). The pregnancy rates are slightly lower than the conventional IVF package and usually extra embryos are not available for freezing.This is an excellent low cost option for many of our patients. Please arrange a new consultation so that this option can be discussed in detail if interested.

8. Global Multiple Fresh IVF Cycle packages. We offer a global pre-paid discounted fee for multiple IVF cycles that include any associated frozen embryo transfer cycles. A two cycle , three cycle, and four cycle package is available. Contract is completed when pregnancy and live delivery is accomplished or all purchased treatment cycles are completed, whichever comes first. Medications and anesthesia costs are not included.  See billing for complete details and contract. This is an excellent option for patients who may not qualify for our 100% money back guarantee program or for those who prefer a lower cost option while maximizing the change for pregnancy with the option for multiple IVF attempts if needed.

9. Income based discounts. Couples who have a combined gross income less than $60,000 can apply for a graduated discount on services.

10. Fertility medications. One of the greater expenses of fertility treatment involves fertility drugs. Medications can cost up to $5,000 or more for each conventional IVF cycle (average $2,500 - $3,500). The cost for medications for our low stimulation IVF option is usually less than $1,500. Our nurses have extensive experience in helping patients obtain the lowest price possible for legitimate, legal medications and can offer advice regarding the various gonadotropin options available. RCC currently offers one of the best prices in the United States for Bravelle (FSH). Currently the price is $55 per 75 IU vial (subject to change without notice). The medication is usually dispensed through one of our collaborating pharmacies such as The Apothecary Shops.

Some Fertility medication grants and discounts are also available.

In order to provide you with the most competitive prices they participate in the DesignRx and the Bravelle Heart Program. See: http://www.theapothecaryshop.com/FertilityDesignrx.html

There are several pharmacies that specialize in national delivery of fertility medications. The Apothecary shops (www.theapothecaryshop.com/Fertility.html ), Freedom Drug (www.freedomdrug.com) and IVPCare (www.IVPCare.com) will also help patients determine their insurance benefits for medications that are used during fertility treatment cycles.

Freedom Drug usually provides the best prices on EMD Serono™ infertility products. They also have excellent teaching material for the administration of most fertility medications. See their drug administration video by following the link.

Injection training materials are also available through our Web site using the Patient Portal (please call for details regarding access if needed).

In Salt Lake City, Utah, University Pharmacy usually has most infertility drugs in stock. They are located at 1320 E 2nd S. Their phone number is 801-582-7624. See http://www.universitypharmacy.com/ for more details.

Some patients obtain their medications from overseas pharmacies from Canada, Mexico, England (such as http://www.ivfmeds.com) and other locations. The legality of this process is debatable and we do not usually recommend sources from out of this country.

Some Fertility medication grants and discounts are also available.

11. Financing.Infertility treatment outcomes are rarely guaranteed (except in programs like shared risk) and thus as a general rule we discourage couples from incurring heavy debt to pay for treatment cycles. However, we realize that having children or expanding families is a high priority for many of our patients. For those that believe that financing their treatment is the best option, we have applications available and can help facilitate obtaining loans and financing.

CapexMD specializes in providing patient financing services for all fertility treatment options. With their easy loan process and competitive rates, CapexMD ensures the financial aspects of treatment are not an obstacle to achieving your dream of a family. CapexMD offers a wide variety of loan options, allowing you to attain the necessary financing required to make your treatment affordable. Each loan program is designed to fit your individual circumstances and once approved, their Fertility Loan Specialists will work closely with your fertility center to ensure the funds are secured prior to the commencement of your treatment.

Apply online and receive 0.5% off your interest rate & get your pre-approval within 24 hours! Click here or call 888.497.8414 to learn more about Fertility Finance.

Reproductive Care, PC (a separate company owned by the physicians at Reproductive Care Center) has several financing options for patients requiring IVF. Up to 100% financing is available for qualified patients. Interests rates vary (start at 4% APR with an average of 10-14% APR) depending on the credit worthiness information obtained in the application. Please check with billing to request an application and to obtain more information. You can email Financing@FertilityDr.com for additional information.

12. Flex Plan (FP) or Flexible Spending Account (FSA). FP and FSA are benefit package options developed to provide you with flexibility and choice with coverage and spending on health care including infertility treatment. These plans are typically available to all permanent employees of a company. Many companies permit you to review your benefit choices each year to ensure that they continue to meet your personal circumstances. These plans can be very attractive because they are tax sheltered. The FSA dollars are withdrawn from your paycheck before taxes. For more information see IRS code IRC §105 and §213 or your company's human resources department.

13. National IVF Scholarship Program. The International Council on Infertility Information Dissemination (INCIID) sponsors this program. All taxpaying United States residents who meet the criteria are eligible to apply. You must be a registered INCIID Community member at the Bronze or higher level (cost has been approximately $55 annually). There must be a documented need for the procedure. Preference is given to couples with no living children. There must be documented financial need (usually combined income of less than $60,000). Applicants can have no insurance coverage for IVF.

When you come to Reproductive Care Associates, PC (RCA) or the Reproductive Care Center, PC (RCC), you will be receiving care from three of the most highly trained, most experienced, board certified infertility specialists (Reproductive Endocrinologists) in the Utah and Intermountain region. In addition to training in OB/GYN, a reproductive endocrinologist undergoes 2-3 years of additional specialized training. There are currently less than 900 board certified infertility specialists in the United States. (see http://www.socrei.org/).

For more information contact us via e-mail or call (801) 878-8888